The financial autopilot for AI-driven SMBs.
For digitally mature SMBs and agent-first founders who need to maximize profit and guarantee liquidity — without manual treasury or hallucinating agents.
- Grow cash flow autonomously, inside your guardrails
- >95% forecast certainty on every autonomous action
- Immediate Kill Switch and full audit trail
For finance leaders and SMB founders.
From dashboard to bank execution.
See a live treasury dashboard with a cashflow chart and risk score, ask the AI assistant what to pay or when to reschedule — then watch an approved payment go straight to your bank.
Cashflow chart and a live risk score — your liquidity at a glance.
Ask "What should I pay this week?" or "Move the payments for next week…" — and get actionable answers.
Approved payments are sent to your bank — no manual handoff.
Fragmented treasury. Risky autonomy.
Today's workflows weren't built for AI-first companies — and the gap is widening fast.
High liquidity stress
€1m+ SMBs juggle cash across banks and entities with no real-time picture of what's actually spendable.
Excel-driven treasury
Manual planning, exports, and reconciliation eat days of finance team time every month.
Hallucinating AI agents
Generic agents act without financial context — risking unsafe spend, moves, and allocations.
Bank lock-in
Expensive bank dependencies and fragmented data prevent bank-agnostic optimization.
What success looks like.
Grow cash flow on autopilot while staying in full control of every decision.
Maximized profit
Treasury routing, payment timing, and P2P liquidity capture yield you'd otherwise leave on the table.
Guaranteed liquidity
Real-time available-cash truth — never run out, never over-commit, never freeze operations.
Autonomous, safely
Operational agents execute inside human-defined guardrails. No hallucinated payments. Ever.
Input → context → executed truth.
Connect
API-first integrations with your ERPs, CRMs, and bank accounts. No manual exports.
Contextualize
The Financial Context Protocol continuously evaluates economic truth and builds your verified liquidity sandbox.
Govern & execute
Agents route funds, pay invoices, and capture P2P liquidity — strictly within available cash and your risk profile.
The Brain and the Governor.
We don't replace banks or accounting systems of record — we orchestrate liquidity across them.
Cash Optimizer dashboard
A human-in-the-loop control plane for scenario planning, fraud detection, and bank-agnostic orchestration of every euro you hold.
- Live scenario planning across entities and banks
- Fraud and anomaly detection on every autonomous move
- Bank-agnostic orchestration of funding and payments
Financial Context Protocol
A proprietary, programmable governance layer integrating via the Model Context Protocol. Treats "available cash" as a real-time factual constraint your agents cannot violate.
- Real-time economic truth as agent context
- >95% forecast certainty required for autonomous execution
- Mandatory immediate Kill Switch on every action
Built for agent-first SMBs.
Founder / CEO
Scale your autonomous agents safely. Every action your operational AI takes is backed by real-time economic truth — strictly within human-defined guardrails.
- Maximized profit
- Guaranteed liquidity
- Safe agent autonomy
CFO / Controller
Eliminate liquidity risk and automate manual treasury workflows. Enforce strict, real-time fiscal guardrails across every automated action.
- >95% forecast certainty
- Full auditability
- Immediate Kill Switch
Digitally mature SMBs
Built for companies adopting AI operationally — where generic agents need verified financial context to spend, move, and allocate money safely.
- ERP + bank integrations
- Multi-entity treasury
- Bank-agnostic
The minds behind Cash Optimizer.
Spin-off of DYPE.cz
A €1.5m ARR finance-automation firm with deep treasury domain expertise.
qualified, digitally mature clients in the initial pipeline.
Opero Ment2Grow 2026 Cohort
CZ Fintech Sandbox participant.
Risk reducers & answers.
Grow cash flow autonomously. Stay in control.
Contact us and we'll map your treasury stack, connect a sandbox, and show you your verified liquidity in under a week.
What happens next: 20-min discovery → sandbox connection → verified liquidity view.